One design choice on the Nokia Lumia 1020 has a small handful of people a little flustered: you cannot share the full-resolution photos on Windows Phone using any of the built in social networks. No email, no NFC, no uploading to SkyDrive, etc. The reason for that is because each 38MP image is between 9 and 15 MB in size and that would chew through bandwidth.
The oversampled 5MP images you can do anything, including all the above and auto-uploads to SkyDrive. Those weigh in at a more reasonable 3MB and are meant for sharing.
But for AT&T users (and only AT&T customers), there is a way to auto-upload your full, high resolution photos to the cloud for backup: AT&T Locker. And if you act fast, you can bump their free 5GB of storage to a whopping 50GB, which is ideal for you future Lumia 1020 owners.