HDFC Bank, one of the leading private sector banks in India, updated their official app last week. One of the top quality banking apps in the country, HDFC Bank app continues to get ongoing upgrades and additional features.
The latest update – v188.8.131.52 – follows the last update that arrived just a few weeks ago and allows one to access Chillr app directly from within your app as well as get exciting offers through SmartBuy.
SmartBuy is an HDFC Bank e-commerce venture specially designed and initiated to give all its customers a friendly and exclusive platform to get the finest deals across shopping, travel, entertainment, as well as bill payment and mobile recharge.
Chillr, an app by Kochi-based technology company MobMe Wireless Solutions Ltd, was launched in March this year in partnership with HDFC Bank. The app allows users to transfer instantly money to any contact in their phonebook 24 hours a day, seven days a week. While customers of any bank can receive money, Chillr tied up with HDFC Bank to allow sending as well as receiving money over the platform.
Chillr is a neat IMPS (Immediate Payment Service) implementation that works pretty well without any OTP requirements or such. It eliminates the need for third-party virtual wallets since the app is linked directly to the customer's bank account. The latest version of HDFC Bank app integrates the Chillr experience within the core mobile banking app.
As an HDFC Bank customer, I think the official mobile banking app is a pretty good one offering comprehensive capabilities at par with or better than other mobile banking apps in India. With the latest update, the app brings unique capabilities as part of the core app experience, and you should definitely give it a whirl.