Want the latest Windows Mobile phone on T-Mobile but don't quite have the jing to get it done? Engadget is reporting that ol' T-Mo will let you pay off harware and accessory purchases over four months with its Equipment Installment Plan. The service reportedly is available to new and current customers, though you'll actually have to go into a store or talk to someone one the phone. Shy guys need not apply.

TMoNews dives a little deeper:

Payments are interest free and your total spending capability is determined by certain credit guidelines. There are no additional fees, start up or interest fees associated with this service.

Let us know in the comments if you were able to take advantage of this, and what kind of deal you got.