Wallet | Windows Central

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Wallet

Did someone just give you an Xbox gift card, Windows Store gift card, prepaid card, or promotional code? They usually come in the form of cards with a 25-character code. You can use these prepaid codes to make purchases without a credit card. We'll show you how you can redeem the codes on your Xbox One, Windows Phone device, or your computer.

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MobiKwik is a fast growing mobile wallet service in India with popular Android and iOS apps. Finally, the app arrived on Windows Phone over the weekend, allowing users the convenience and security to purchase goods and services on third party merchant websites, recharge prepaid and post-paid mobile, television/DTH, data cards and make bill payments for broadband/landline phones, electricity, gas, and insurance.

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CloudZync (www.zync.co.uk) is a British mobile commerce company that has launched an app for Windows Phone. With 280 merchants and stores already signed up, Zync Wallet makes it so you don't need to carry along a wallet in your pocket with numerous cards and cash at hand. Relying on your mobile phone for almost everything in life, mobile payments are slowly catching on with deployment taking place using NFC capabilities.

This Windows Phone app aims to help consumers take steps to make it easier to pay for services and goods with loyalty cards and more.

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Like getting a great price on things? Don’t like the green color of Groupon? Or just a die-hard LivingSocial.com fan? Either answer will bring you to the new official, LivingSocial app that is now available on the Windows Phone 8 Store.

LivingSocial (www.livingsocial.com) is a similar service to Groupon in that it highlights local deals for pre-purchase. Think plays, lessons, events and various services around your area for a better idea. The company has been around for years but it seems like Groupon, for better or worse, has had greater media coverage, resonating more with the public.

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Microsoft will be adding the option for consumers to utilise gift cards on the Windows Store and Xbox Live, but the company has already enabled the payment gateway on the Windows Phone Store. Adding a gift card to the Wallet, a feature in Windows Phone 8, smartphone owners can use the cards to charge app, music and media purchases. 

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Keep retail cards in one place with Store Card Buddy

Wallet integration in Windows Phone is a useful way for credit / debit and other cards to be stored for use, without carrying around the pesky wallet (hence the naming of the app itself). Software developer Scott Lovegrove (@scottisafool) has created an app called Store Card Buddy to further expand on this functionality and provide a means for consumers to store and generate retail / store cards.

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Valpak (www.valpak.com) is set to drag coupon deals and offers into the Windows Phone Wallet with a new release for the mobile platform, according to a recently published press release. The company sells itself as the leader in local print and digital coupons, providing consumers ample opportunities to save the pennies for a rainy day. An app for Windows Phone has been available for a while, but Wallet integration is set to be a new addition.

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Tip: How to protect your Wallet in Windows Phone 8

Purchasing apps and games on a Windows Phone is an absolute breeze. Trials are a unique opportunity for developers to allow consumers to download and "try" their work before committing to a purchase. But with the speedy process in purchasing apps from the Store, should there be some level of protection for credit cards that are attached to a Microsoft Account?

Currently, anyone who has access to a Windows Phone that has a Microsoft Account loaded with valid credit cards for transactions can head into the Store and engage in a shopping spree - this isn't a good situation to be in but it can occur with children or other folk who borrow a smartphone for a few minutes. Luckily, Microsoft has a solution for this issue.

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Do you have Windows Phone 8 (see review)? Okay, well probably not quite yet but if you are about to get one and you have some Bing points sitting by (you know, those things you get for every time you do a search using Bing on your computer), you can use 'em for the Windows Phone Store.

Yup, Bing Rewards has two special Windows Phone 8 offers on hand--one for 170 credits ($1.25) and one for 525 credits ($5). Redeeming them will turn into credits/voucher for the Store, which you can then use to buy Windows Phone apps...

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