How to upgrade Windows 10 to 11 using a local account — A step-by-step guide to skipping the Microsoft account requirement

Windows 10 upgrade to Windows 11
(Image credit: Mauro Huculak)

Upgrading to Windows 11 is still possible even after Windows 10 reached the end of support on October 14, 2025. Although many devices continue to run the retired operating system, switching to Windows 11 is crucial to ensure you receive security fixes, feature updates, and ongoing support.

One of the most common concerns for users making the transition is whether a Microsoft account is required during the upgrade process. Fortunately, if your computer is already using a local account on Windows 10, the upgrade fully preserves that configuration.

Disclaimer

Important: Before proceeding, it's still (highly) recommended to create a full backup of your current setup in case something goes wrong and you have to roll back to the previous version.

How to upgrade Windows 10 to 11 using a local account

The process to upgrade your Windows 10 computer to Windows 11, skipping the Microsoft account, is straightforward because the installation still respects the current setup configuration, meaning that if you're already using a local account on Windows 10, that account type will be retained during the upgrade process.

If you're using a Microsoft account on Windows 10 and want to switch to a local account on Windows 11, it's recommended to unlink the Microsoft account or create a local account on Windows 10 before upgrading.

Switch to a local account on Windows 10

To switch to a local account on Windows 10, use these steps:

  1. Open Settings.
  2. Click on Accounts.
  3. Click on Your Info.
  4. Click the "Sign in with a local account instead" option.

(Image credit: Mauro Huculak)
  1. Click the Next button.
  2. Confirm your account.
  3. Choose a name for your local account.
  4. Confirm a password for the account.

(Image credit: Mauro Huculak)
  1. Create a password hint.
  2. Click the Next button.
  3. Click the Sign out button.

After you complete the steps, the account will no longer use a local account, and you can proceed with the Windows 11 upgrade without a Microsoft account.

Create a local account on Windows 10

To create a local administrator account, use these steps:

  1. Open Settings.
  2. Click on Accounts.
  3. Click on Family & other users.
  4. Click the "Add someone else to this PC" option under the "Other users" section.

(Image credit: Mauro Huculak)
  1. Click the "I don't have this person's sign-in information" option.

(Image credit: Mauro Huculak)
  1. Click the "Add a user without a Microsoft account" option.

(Image credit: Mauro Huculak)
  1. Confirm the username and password.

(Image credit: Mauro Huculak)
  1. Complete the security passwords in case you complete your steps.
  2. Click the Next button.
  3. Select the account and click the "Change account type" button.

(Image credit: Mauro Huculak)
  1. Choose the Administrator option.

(Image credit: Mauro Huculak)
  1. Click the OK button.

Once you complete the steps, you can sign in with a new account to continue with the upgrade process without a Microsoft account.

If you were using a Microsoft account before the upgrade, you may have to transfer your files to the new local account.

Upgrade to Windows 11 without a Microsoft account via Windows Update

To upgrade your computer to the latest version of the operating system from Windows 10, use these steps:

  1. Open Settings.
  2. Click on Update & Security.
  3. Click on Windows Update.
  4. Click the Check for updates button.
  5. Click the "Download and install" button.

(Image credit: Mauro Huculak)
  1. Click the Accept & install button.
  2. Click the Restart now button.

After you complete the steps, the computer will upgrade to Windows 11, preserving your local account without requiring you to create a Microsoft account.

Upgrade to Windows 11 without a Microsoft account via Installation Assistant

To upgrade the system to Windows 11 with the Installation Assistant tool, use these steps:

  1. Open this Microsoft support website.
  2. Click the Download Now button under the "Windows 11 Installation Assistant" section.

(Image credit: Mauro Huculak)
  1. Double-click the Windows11InstallationAssistant.exe file to launch the tool.
  2. Click the Accept and install button.

(Image credit: Mauro Huculak)

Once you complete the steps, the utility will download the necessary files and install Windows 11, preserving your local account, files, settings, and apps.

More resources

Explore more in-depth how-to guides, troubleshooting advice, and essential tips to get the most out of Windows 11 and 10. Start browsing here:


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Mauro Huculak
Windows How-To Expert

Mauro Huculak has been a Windows How-To Expert contributor for WindowsCentral.com for nearly a decade and has over 22 years of combined experience in IT and technical writing. He holds various professional certifications from Microsoft, Cisco, VMware, and CompTIA and has been recognized as a Microsoft MVP for many years.

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