The official app for Kotak Mahindra Bank arrives on Windows Phone

Kotak Mahindra Bank is an Indian bank and financial service firm headquartered in Mumbai. The group's flagship company, Kotak Mahindra Finance Ltd, converted to a commercial bank in 2004 and has now more than 500 branches across the country.

The bank's official Windows Phone app was launched earlier this week and allows you to manage your Kotak accounts and credit cards.

The Kotak Bank app allows transaction over a completely secure medium, easy fund transfer on the go without the need to register a beneficiary, and 24x7 instant payments through IMPS. You can track your credit card account, make payments, and convert transactions to EMI. You could also open a term deposit from within the app, and pay your bills as well as recharge your mobile and DTH subscription.

The app features a nice, modern UI with intuitive tiles and navigation. You can personalize the home screen to see the preferred information at a glance. For example, with the One View widget, you can keep a track of total net worth with Kotak and with the Market Data widget, you can keep a watch on the share market movement. The app also allows you to locate the nearest Kotak Bank branch or ATM.

All you'd need to access the app is your Customer Relationship Number (CRN) and the debit or credit card PIN or the net banking password. When you login for the first time, the app will take you through a one-time activation process.

Download the Kotak Bank app for Windows Phone 8 devices from the Windows Phone Store. If you are a Kotak Bank customer, give it a whirl, and let us know how you like it.

Abhishek Baxi