Wallet 2.0 with NFC Tap to Pay is now rolling out to Windows 10 Mobile Fast Ring (US only)

Microsoft is evidently rolling out the Wallet 2.0 update complete with NFC Tap to Pay options. Numerous tips have come in from users noting that the update is now live, and we can confirm on our Lumia 950 enrolled in Fast Ring (Redstone) that the update is rolling out.

Wallet 2.0 has its usual batch of Loyalty Cards for getting discounts at local stores, but the bigger deal is the inclusion of NFC Tap to Pay based on the HCE standard. This feature will allow users to enroll their Credit and Debit Cards into the program and to be able to pay at participating locations. Since the Tap to Pay is standardized this feature should work at all sites that Apple and Android Pay are accepted at as well.

It is unclear yet if NFC Tap to Pay will be available in all regions or just the US at this time, nor is it clear if all phones will get it or just ones approved by major credit card companies. So far, most of the tips seem to be those in the US as Microsoft may be trialing the feature in the States before going wider. We'll update the story as more information becomes available.

Update: As suspected, only those in the US on select devices e.g. Lumia 950, Lumia 950 XL, are able to see Tap to Pay options and enroll in the program.

Update 2: We have now confirmed that the Lumia 650, Lumia 950, and Lumia 950 XL are capable of supporting Tap to Pay, at least in the US.

The feature looks to be available only for Fast Ring Insiders, although a wider release is expected for the Anniversary Update later this summer.

Download Wallet 2.0 for Windows 10 Mobile

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Daniel Rubino

Daniel Rubino is the Editor-in-chief of Windows Central. He is also the head reviewer, podcast co-host, and analyst. He has been covering Microsoft since 2007, when this site was called WMExperts (and later Windows Phone Central). His interests include Windows, laptops, next-gen computing, and watches. He has been reviewing laptops since 2015 and is particularly fond of 2-in-1 convertibles, ARM processors, new form factors, and thin-and-light PCs. Before all this tech stuff, he worked on a Ph.D. in linguistics, watched people sleep (for medical purposes!), and ran the projectors at movie theaters because it was fun.