PayPal Here

After making its debut on Windows 8.1 in March, PayPal Here is now available on Windows Phone 8.1. The app works in conjunction with a credit and debit card reader that plugs into a device's 3.5mm audio jack, allowing businesses to conduct point-of-sale transactions through a phone.

PayPal Here's functionality is similar to that of Square, but with the latter company not announcing plans to support Windows or Windows Phone, PayPal's solution is the best alternative for businesses looking to conduct and process transactions through tablets and phones. There isn't a monthly fee involved in using the service, but it does come with a per-transaction fee, which is 2.7 percent in the U.S. The service is available in the U.S., Australia and Hong Kong, with a pilot program initiated in Canada.

If you're a merchant looking to get set up with PayPal Here, head to this link. Once you register, you'll have to request for the accompanying card reader.

Download PayPal Here for Windows Phone 8.1

Thanks for the tip Brent!