Forza Horizon 5 currencies: Full list, what they do, and more

Forza Horizon 5 Preview Screenshot
Forza Horizon 5 Preview Screenshot (Image credit: Xbox Game Studios)

With Forza Horizon 5, developer Playground Games is taking everything learned so far across the franchise and compiling it into one massive open-world racing adventure. Whether you're a casual fan or a Forza fanatic, this is one of the best Xbox games available. This time around, the Horizon Festival is set in Mexico, with a wide range of environments to explore and cars to acquire.

With that in mind, there are a few different currencies that players will be earning. If you are a newcomer, this can get a little overwhelming, but don't worry, we're here to help. Here's a list of currencies in Forza Horizon 5, with a breakdown of what each one does and how to get more.

Forza Horizon 5 list of currencies

Source: Windows Central (Image credit: Source: Windows Central)

Credits: This is the first currency you'll start stockpiling, and it's fairly straightforward. Credits are used to buy new cars and purchase upgrades for any vehicles you own. As for getting Credits, it's even more straightforward. You play races, you'll earn Credits. Win races, you'll earn even more Credits. Increase the difficulty and watch those Credits come in even faster. You also might earn a big payout of Credits through the Wheelspins.

XP: XP, or experience points, are also fairly straightforward to earn. You'll earn XP for completing races and other events, as well as smashing through XP boards that are scattered throughout the world. Earning XP is how you level up, and you'll get a free Wheelspin or Super Wheelspin each time you level up.

Skill Points: You'll earn Skill Points for doing almost anything. Wreckage bonuses, speed bonuses, getting air, and far, far more — there's so many different ways to earn Skill Points. The more tricks you're able to pull off in a smooth chain without crashing, the better your multiplier will be. Skill Points can then be applied to an individual car, increasing your bonuses in said car.

Accolade Points: Accolades are new to Forza Horizon 5. You'll earn Accolade Points for doing practically anything; there are hundreds of various missions that are designed to be "bite-sized." Earning Accolade Points is how you'll continue the Horizon Festival adventure, unlocking new chapters after reaching various thresholds. This campaign progresses fairly naturally, so don't worry about it too much.

Kudos: Another new feature of Forza Horizon 5, Kudos are essentially a reflection of social standing. You can gift another player Kudos for playing well and having fun. Receiving Kudos unlocks Flairs that can be applied to your player profile.

Forzathon Points: Introduced back in Forza Horizon 4, Forzathon Points are earned through completing Forzathon challenges. There are Daily, Weekly, and Monthly challenges, which give increasing amounts of points. These can be spent on unique items in the Forzathon Shop, including horns, cars, and Wheelspins.

Take it at your pace

Forza Horizon 5 is designed to be a fun experience at whatever pace you desire, so you don't need to feel rushed. Practically every currency will just come with time. The great thing is that you'll be earning something no matter what you're doing, even if it's just burnouts in the desert. Forza Horizon 5 beginners don't need to be worried as there's plenty to do.

Forza Horizon 5 is available on Xbox Series X, Xbox Series S, Xbox One, and PC as of Nov. 5, 2021, through the Premium edition. The wider release, which is available on Xbox Game Pass and Xbox Cloud Game, is available as of Nov. 9.

Samuel Tolbert
Freelance Writer

Samuel Tolbert is a freelance writer covering gaming news, previews, reviews, interviews and different aspects of the gaming industry, specifically focusing on Xbox and PC gaming on Windows Central. You can find him on Twitter @SamuelTolbert.